For new and licensed agents

Get Qualified Clients. Not Leads.

  • No lead costs.
  • No chargebacks.
  • No chasing strangers.

Get access to qualified, warm inbound calls across five insurance product lines, at no cost to you, plus the training, systems, and mentorship to turn more conversations into issued business.

See how it works
  • 80+Producing Agents
  • 5Product Lines
  • 49States Licensed
  • FreeWarm Calls, Every Day

Appointed across

  • Final Expense
  • Medicare Advantage
  • IUL
  • Hybrid Long-Term Care
  • Annuities

Most insurance agencies make you pay to learn. We don't.

Most new agents start by burning through their own family and friends list. When that runs out, agencies hand them purchased leads that ten other agents already called, then quietly deduct chargebacks from a commission check that was never that big to begin with. Add a call buffer that punishes anyone who takes more than ninety seconds with a prospect, and it's no surprise most people don't last a year.

The Offer

What you actually get

Free, exclusive warm calls

No purchased leads, no shared lists, no aged data, and no chargebacks pulled out of your commission. Calls are prequalified on income, age, and coverage amount before you ever dial in. The source behind this has run consumer acquisition like this for close to twenty years, with 13-month policy persistency reported in the 78 to 80 percent range. Every call is a real conversation, not a race against the clock.

$0

Lead cost, with no chargebacks pulled out of your commission

78–80%

Reported 13-month policy persistency

~20 yrs

The source has run consumer acquisition like this

Five ways to get paid

Appointed across Final Expense, Medicare Advantage, IUL, hybrid Long-Term Care, and Annuities, so there's no money left on the table with a single product line.

A mentor who's actually closed

Sales Mentor with over $20M in production over the last 6 years, plus a training CRM with AI role-play, live scripting, and feedback built in.

Compliance and tools, handled

Licensing guidance, compliance support, and the software you need to run your business, so you're spending your time on calls, not paperwork.

Side by Side

Not every agency works the same way

Comparison between other agencies and Emerald Assurance
What matters Other agencies Emerald Assurance
Lead cost Other agenciesYou buy your own leads or lists Emerald AssuranceProvided at no cost, every time
Chargebacks Other agenciesDeducted straight from your commission Emerald AssuranceAbsorbed by the agency
Call pressure Other agenciesBuffers force you to rush the conversation Emerald AssuranceEvery call gets the time it needs
Product lines Other agenciesUsually one, sometimes two Emerald AssuranceFive: FE, Medicare, IUL, LTC, Annuities
Training Other agenciesA script PDF and good luck Emerald AssuranceOne mentor, AI role-play, live feedback
Team culture Other agenciesYou against a leaderboard Emerald AssuranceA network built around support

Find Your Fit

Who this is for

Brand new to insurance

Never held a license, never sold a policy. That's fine. No license is required to start the conversation. Motivation and coachability matter far more than a resume, and we'll walk you through exactly what it takes to get there.

Career changer or closer from another industry

You've sold cars, run a retail floor, worked a phone in some other industry, and you already know how to talk to people. That skill transfers here faster than most people expect.

Licensed agent looking for a real home

Already licensed and tired of buying your own leads, eating chargebacks, and getting a Slack channel instead of real support. Come get appointed across five product lines with mentors who actually pick up the phone.

$144K–$216K

Typical annual OTE, first-year commission

Earning Potential

What producers can actually earn

Most producers in this network earn between $144,000 and $216,000 a year in first-year commission once they're fully ramped and working free warm calls daily across all five product lines. Producers who sustain a higher production pace move onto a permanent, higher-earning contract tier, where typical income runs $180,000 to $270,000 a year. Renewal income builds on top of either figure every year as your book grows.

Figures reflect reported production data from this network. Results vary by effort, experience, and market conditions. This is 1099 commission-based work; OTE is a target, not a guarantee, and past performance does not guarantee future income.

Real Support

Training that's more than a PDF

Sales Mentor with over $20M in production over the last 6 years will run the day-to-day coaching here. Alongside that, every agent gets access to a full sales-training CRM built with AI role-play, live scripting, and direct feedback, so you're practicing real objections before you ever hear them from a prospect.

Your Sales Mentor

$20M+

in production over the last 6 years

Inside the training CRM

  • AI role-play
  • Live scripting
  • Direct feedback

The Path In

How it works

  1. Conversation

    A real, unhurried conversation about where you're at and whether this is a fit. No pressure, no script.

  2. Licensing & onboarding

    We walk you through exactly what's required to get licensed in your state and get you set up on our tools.

  3. Training

    Role-play with the AI training CRM, learn the products, and sit with a mentor before your first live call.

  4. Live calls

    Start taking free, prequalified warm calls of your own, with a mentor still a message away.

The Platform

Backed by a platform, not a promise

80+

Active producing agents doing $3–4M a month in combined production

Reported figures, network-wide

$30–40M

Monthly production of the larger organization our network sits inside

Reported figures, network-wide

49

States we're licensed to place business in

As of publication

Before You Ask

Common questions

Don't see yours? Ask us directly.

No. Most agents who join us have never sold insurance before. We care more about motivation and coachability than a resume.

Ready for calls you don't have to pay for?

No pressure. Just a real conversation.

hello@emeraldassurancelifeandhealth.com +1 831-263-0668